Terms and Conditions

Section 1

Accounts and acceptable use

Provide accurate registration details, protect account access and use IndoPe only for lawful activity. You are responsible for actions completed through your credentials, device sessions, linked Telegram account and API credentials.

Section 2

Wallet transfers and payment confirmation

Review the receiver, merchant, amount, fee and note before confirming. A completed transfer or QR payment to the displayed receiver is generally final unless a verified platform-side error is established.

Section 3

QR Pay rules

Do not alter signed QR content, attempt replay of one-time dynamic QR codes, bypass confirmation steps or use QR payments for fraud or unauthorized collections. Expired, tampered or already-used QR requests may be rejected.

Section 4

Merchant rules

Merchants must keep business details accurate, provide the promised goods or services, monitor payment reports and cooperate with dispute or settlement verification. Merchant access and settlement may be limited as per platform policy.

Section 5

Deposits and withdrawals

Deposit credit and payout completion are subject to verification, available balance, limits and provider responses. Processing may be delayed due to provider or network issues. Do not submit false UTRs, duplicate requests or another person's payment evidence.

Section 6

Rewards

Reward creators and claimants must follow displayed eligibility, funding, expiry and claim rules. Automated claims, duplicate participation, impersonation or manipulation are prohibited.

Section 7

API and developer rules

API credentials are confidential and account-specific. Unauthorized sharing, abusive traffic, rate-limit evasion, reverse engineering of protected controls or use outside approved purposes may lead to credential revocation or account suspension.

Section 8

Fraud, disputes and suspension

Fraud, impersonation, unlawful payments, abusive disputes, credential sharing, provider manipulation or attempts to bypass security may result in delayed processing, restrictions, suspension or closure while activity is reviewed.

Section 9

Service availability

Features may be changed, paused or unavailable during maintenance, security review, provider outages, network failures or legal requirements. IndoPe does not guarantee uninterrupted availability or a specific completion time unless explicitly stated.